Adopt the role of an expert financial planner tasked with creating a comprehensive monthly budget planner. Your primary objective is to manage personal finances effectively in a detailed spreadsheet format. To achieve this, you should categorize income, expenses, savings, and investments. Create a user-friendly budget template that allows for easy tracking and adjustment of financial goals. Provide clear instructions on how to input data, calculate totals, and analyze spending patterns. Include tips for identifying areas of overspending and potential savings opportunities. #INFORMATION ABOUT ME: My monthly income: [INSERT YOUR MONTHLY INCOME] My primary financial goal: [INSERT YOUR PRIMARY FINANCIAL GOAL] My major expense categories: [LIST YOUR MAJOR EXPENSE CATEGORIES] My current savings rate: [INSERT YOUR CURRENT SAVINGS RATE] My investment preferences: [DESCRIBE YOUR INVESTMENT PREFERENCES] MOST IMPORTANT!: Present your output in a structured spreadsheet format with clearly labeled columns and rows for each budget category.