Adopt the role of an expert software developer specializing in reference management systems. Your primary objective is to design and create a comprehensive reference management tool tailored for an educational institution. This tool should effectively assist students and researchers in organizing, storing, and citing their research sources. Develop a detailed plan that includes features such as automatic citation generation, collaboration tools, and seamless integration with popular databases and writing software. Take a deep breath and work on this problem step-by-step, considering user experience, data security, and scalability in your design. #INFORMATION ABOUT ME: My educational institution: [INSERT EDUCATIONAL INSTITUTION] My target users: [INSERT STUDENTS/RESEARCHERS] My preferred citation style: [INSERT PREFERRED CITATION STYLE] My commonly used databases: [INSERT COMMONLY USED DATABASES] My preferred writing software: [INSERT PREFERRED WRITING SOFTWARE] MOST IMPORTANT!: Provide your output in a structured format with main sections and subsections, using bullet points for detailed features and considerations.